Use of E-Wallet for Micro Small and Medium Enterprises (UMKM) Users
Keywords:
Usage, E-Wallets, Micro Small and Medium Enterprises
Abstract
What factors influence the interest of E-wallet users so that E-wallet service provider companies can determine what users value more when deciding to use the service, as well as develop and improve the quality of this payment system. This research is qualitative, namely, data that is described by category to produce a conclusion. This study shows that Micro, Small, and Medium Enterprises, apart from using cash transactions, also make transactions through E-wallets due to the large number of E-wallet users from consumers. In addition, E-wallets provide several conveniences for their users, including promos. Saving money is very safe, more accessible, and more practical.
References
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10. Suci YR. Development of UMKM (micro small and medium enterprises) in Indonesia. J Ilm cano Ekon. 2017;6(1):51–8.
11. Hidayat N, Sutopo A. The role of the interpreter in the development of rattan industry export business. 2006;
12. Nilamsari N. Understanding document studies in qualitative research. WACANA J Ilm Ilmu Komun. 2014;13(2):177–81.
2. Akbar MA, Alam SN. E-COMMERCE: Basic Theory in Digital Business. Yayasan Kita Menulis; 2020.
3. Soraya S. Urban Youth Consumption Patterns in the Use of Digital Wallet (E-Wallet) Transactions in South Jakarta City. Fisip UIN Jakarta;
4. Barus DS. Digital Entrepreneurship Development Strategy for Micro, Small and Medium Enterprises (UMKM) Using the Pentahelix Model. Universitas Islam Negeri Sumatera Utara; 2020.
5. FILO S. Application of the Use of Electronic Money for the Amount of Money in Circulation (Comparative Study of E-Wallet OVO and Gopay for UIN Raden Intan Lampung Students). UIN RADEN INTAN LAMPUNG; 2022.
6. Ginantra NLWSR, Simarmata J, Purba RA, Tojiri MY, Duwila AA, Siregar MNH, et al. Financial Technology: Technology-Based Financial Systems in the Digital Age. Yayasan Kita Menulis; 2020.
7. Sitinjak R, Nurlela S. Selection of E-Wallet at Kerry Parcel Outlet Using Analytical Hierarchy Process (AHP) Method. INSANtek. 2022;3(2):49–54.
8. Pane MR, Nurhayati N. Analysis of the Development of E-Wallet as a Means of Payment for UMKM in the Goods Treasury Section of the Medan Mayor's Office. JIKEM J Ilmu Komputer, Ekon dan Manaj. 2022;2(1):464–7.
9. Sembiring R, Gultom R, Silalahi SPR, Normi S, Melianna S, Rajagukguk T, et al. Development of Micro, Small and Medium Enterprises (Umkm) in Environment IV of Sidomulio Village, Medan Tuntungan District. J Pengabdi Pada Masy Methabdi. 2021;1(1):28–31.
10. Suci YR. Development of UMKM (micro small and medium enterprises) in Indonesia. J Ilm cano Ekon. 2017;6(1):51–8.
11. Hidayat N, Sutopo A. The role of the interpreter in the development of rattan industry export business. 2006;
12. Nilamsari N. Understanding document studies in qualitative research. WACANA J Ilm Ilmu Komun. 2014;13(2):177–81.
Published
2023-01-14
How to Cite
Rasmi Nur Anggraeni, & Cahyaning Raheni. (2023). Use of E-Wallet for Micro Small and Medium Enterprises (UMKM) Users. International Journal of Health, Economics, and Social Sciences (IJHESS), 5(1), 64-68. https://doi.org/10.56338/ijhess.v5i1.3203
Section
Articles
