ASPEK KEADILAN PERJANJIAN BAKU (STANDARD CONTRACT) DALAM PERJANJIAN KREDIT PERBANKAN
Abstract
Justice as one of the goals of law comes from the view that philosophically the law is created and enforced is to create a sense of justice for society. Even in the common people's understanding, justice is often identified with the law itself. That is, the applicable law is always judged from a sense of fairness or not by a particular society. Likewise, the bank credit agreement in the form of the standard agreement contains only the minimum creditor liabilities but on the other hand contains the debtors' liability as much as possible, making it very clear that the justice aspect of the credit agreement of the bank in the form of the standard agreement does not meet the sense of community justice, Especially debtors. It is unfair that debtors with weak position, weak social and economic and then utilized the shortage is for the benefit of the creditors of the bank so that the debtor is forced to sign a credit agreement with the form of the standard agreement.
Keywords:Justice, Raw Agreement, Banking Credit
References
Al-Gazali, Al-Mustafa Min Ilm al-Usul,
Carl Joachim Frederich, 2004. Filsafat Hukum Perspektif Historis, Nuansa dan Nusamedia, Bandung
Departemen Pendidikan Nasional, 2005.Kamus Besar Bahasa Indonesia, Edisi Ketiga, Balai Pustaka, Jakarta,
Fanani, Ahmad Zaenal, 2006, Teori Keadilan dalam Perspektif Filsafat Hukum dan Islam (Makalah), UII, Yogyakarta
Hans Kelsen, 2006. Teori Umum Tentang Hukum dan Negara (Penerjemah : Raisu Muttaqien : General theory of Law and State, New York), Nusamedia, Bandung
Lopa, Baharuddin, 1987. Permasalahan Pembinaan dan Penegakan Hukum di Indonesia, Bulan Bintang, Jakarta
M. Marwan dan Jimmy P, 2009. Kamus Hukum, Dictionary of Law Complite Edition, Reality Publihser, Surabaya
Masdar F. Masudi, 1995. Meletakkan Kembali Maslahat Sebagai Acuan Syariah, (Jurnal Ilmu dan Kebudayaan), Ulumul Qur’an
Rawls, John, 2006. Teori Keadilan, Dasar-Dasar Filsafat Politik untuk Mewujudkan Kesejahteraan Sosial Dalam Negara (Penerjemah: Uzair Fauzan dan Heru Prasetyo: A Theory of Justice), Pustaka Pelajar, Yogyakarta,
Perundang-undangan
Undang-Undang Dasar Tahun 1945 (Amandemen),Lembaran Negara Tahun 1945 Nomor 1 Tanggal 18 Agustus 1945.
Kitab Undang-Undang Hukum Perdata (Burgerlijk Wetbook), Staatblad 1847-23 Tanggal 30 April 1847.
Undang-undang Nomor 8 Tahun 1999 Tentang Hukum Perlindungan Konsumen, Lembaran Negara Tahun 1999 Nomor 42 Tanggal 20 April 1999.
Undang-Undang Nomor 10 Tahun 1998 tentang Perubahan Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan. Sinar Grafika, Jakarta.
Jurnal (Internet)
Lev, Daniel S, 1965.The Lady and the Banyan Tree: Civil Law Change in Indonesia, The American Journal of Comparatice Law, Vol. XIV,No.2 Printed in U.S.A.
Masdar F. Mas'udi, 1995. Meletakkan Kembali Maslahat Sebagai Acuan Syari'ah, Jurnal Ilmu dan Kebudayaan, Ulumul Qur'an, No.3, Vol. VI Th. 1995.
