Zahra Mifthahul Jannah, Burhanuddin and Suwedy (2026) “The Influence of Using the Shopee E-Commerce Application and Pocket Money on Consumer Financial Behaviour Among Students of Universitas Muhammadiyah Palu”, Jurnal Sinar Manajemen, 13(1), pp. 51-59. doi: 10.56338/jsm.v13i1.11968.