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Tovan, Mutmainah and Fadila Almahdali 2022. Efek Human Capital Terhadap Kinerja Bisnis: Studi pada UMKM Kota Palu: The Effects of Human Capital on Business Performance: Study on SMEs in Palu City. Jurnal Sinar Manajemen. 9, 3 (Nov. 2022), 482-488. DOI:https://doi.org/10.56338/jsm.v9i3.3015.