Muhibbatul Khoiriyyah, Eka Sutisna, & M Gelar Faisal. (2025). The Influence of System Security and Sharia Compliance on User Loyalty in Financial Technology Applications. International Journal of Health, Economics, and Social Sciences (IJHESS), 7(3), 1309~1314. https://doi.org/10.56338/ijhess.v7i3.8128